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In a recent study by Bankrate, 55% of Americans said they do not think their personal finances will improve in 2019. 

A second study found that only 40% of Americans could pay an unexpected expense of $1,000 from their own savings. So reports Financial Advisor.

The sorry state of many Americans’ finances is likely to have contributed to the lack of optimism regarding 2019.

Read the full article from Financial Advisor.

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