Retirement (135)

Supreme Court Limits Protection of IRA Assets from Creditors

The Supreme Court has ruled that inherited IRAs don’t have the same protection from creditors as non-inherited IRAs. So reports DailyFinance.


Making Annuities Work For Your Clients

In this piece, Forbes contributor Ryan Wibberly argues that, despite their bad reputations, annuities can be valuable investments for certain clients if the financial advisor recommending them is educated about how they work and diligent enough to scrutinize the contract’s fine print.


Aged-based Funds May Cause Investors to Miss Goals

Some financial planners say that aged-based mutual funds may cause some investors to fall short of reaching their retirement savings goals. So reports CNBC.


Factors Preventing Retirement Preparedness Identified

The Employee Benefit Research Institute has determined that a lack of access to a 401(k) program, or other type of retirement plan, and low income are the two most common factors that prevent employees from saving adequately for retirement. So reports USA Today.


Don’t Overlook Retirement Plans for Raising Assets

Employer sponsored defined contribution retirement programs, including 401(k) plans, often get a bad rap as business building tools for financial advisors. The concerns, at least at first blush, are not without merit, but over the long term, pitching defined contribution plans can be an attractive way to raise assets and strengthen existing client relationships.


IRS Ruling Puts New Limits on IRA Rollovers

A recent IRS ruling limits rollovers from individual retirement accounts to one per year for each account. So reports Financial Planning.


Can You Recognize Cognitive Declines in Elderly Clients?

The aging of America is creating attractive opportunities for advisors, as retiree have typically accumulated substantial wealth, but it is also presenting special challenges. So reports the Journal of Financial Planning.


Concern over Aging Clients Overblown

Fears that advisor practices that have elderly clients will lose value as Americans begin to draw down assets in retirement are overblown. So maintains Michael Kitces in the Nerd’s Eye View blog.


DoL Eyes August Deadline for Retirement Plan Advisor Regs

The Department of Labor has set an August target for deciding if it should impose a rule that would stipulate that retirement plan advisors put their clients’ interests first. So reports CNBC.


Retirement Planners Overstating Income Needs

Many retirement planners estimate that clients will need the equivalent of 70% to 80% of their working income in retirement, but that may overstate needs for many retirees, especially those who are higher-income earners. So reports CNN.


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